Best Indie Finance Apps in 2026 — 10 Hidden Gems You Need to Try

Managing your money shouldn’t require a finance degree. These indie finance apps make budgeting, expense tracking, and financial planning simple and even enjoyable. Built by independent developers who actually use their own tools, these apps offer a refreshingly personal approach to personal finance. No upselling, no data harvesting — just clean, useful tools to help you take control of your money.

簡単！家計簿（かんたん！かけいぼ）

by: Jun Sutou

4.4 ★★★★☆ (25.2K ratings)

Rated 4.4★ by 25.2K users, this indie gem stands out in the Finance category for its thoughtful design and smooth experience.

View on App Store →

家計簿おとなのおこづかい帳

by: Masaki Hirano

4.5 ★★★★★ (8.6K ratings)

Rated 4.5★ by 8.6K users, this indie gem stands out in the Finance category for its thoughtful design and smooth experience.

View on App Store →

シンプル家計簿・お小遣い張

by: Futoshi Niiho

4.6 ★★★★★ (5.7K ratings)

Rated 4.6★ by 5.7K users, this indie gem stands out in the Finance category for its thoughtful design and smooth experience.

View on App Store →

計算機++ 割引と税込電卓

by: YUTAKA KENJO

4.4 ★★★★☆ (3.2K ratings)

Rated 4.4★ by 3.2K users, this indie gem stands out in the Finance category for its thoughtful design and smooth experience.

View on App Store →

簡単！こづかい帳 - 無料で人気の簡単な家計簿・小遣い帳

by: Jun Sutou

4.0 ★★★★☆ (2.7K ratings)

Rated 4.0★ by 2.7K users, this indie gem stands out in the Finance category for its thoughtful design and smooth experience.

View on App Store →

貯金メモ 予算や目標別に管理できるアプリ

by: Kaoru Matarai

4.6 ★★★★★ (2K ratings)

Rated 4.6★ by 2K users, this indie gem stands out in the Finance category for its thoughtful design and smooth experience.

View on App Store →

家計簿! Moneysave

by: Hideki Okuno

4.5 ★★★★★ (1.4K ratings)

Rated 4.5★ by 1.4K users, this indie gem stands out in the Finance category for its thoughtful design and smooth experience.

View on App Store →